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SAM n HARV

Deal Intelligence

InvestmentDeal Analyzer.

Analyse any investment strategy in seconds. Put a deal’s figures on the desk and see what we would see — the cash flow, the return, and whether we would buy it.

Cash left in deal

£12,500

Good

Cash recycled

£180,000

Equity retained

£60,000

Excellent

Monthly cash flow

£135

Good

Return on cash left

12.9%

Good

Total project cost

£192,500

Return on cash left

010203040+
12.9%

Good

Project cost

  • Purchase£150,00078%
  • Stamp duty£5,0003%
  • Legal£1,5001%
  • Refurb£30,00016%
  • Finance£6,0003%

Monthly cash flow

  • Rent£1,350
  • Mortgage£825
  • Voids£68
  • Management£135
  • Maintenance£108
  • Other costs£80
  • Net cash flow£135

Where the value lands

  • GDV£240,000
  • Refinance loan-£180,000
  • Equity retained£60,000

The Sam & Harv Score

Five axes, no mercy

75/100
  • Cash recyclingGood
  • Equity createdExcellent
  • Cash flowGood
  • Exit flexibilityGood
  • Execution riskAverage

Would we buy this deal?

solid deal

We would take a hard look.

The project costs £192,500 all-in against an expected end value of £240,000. Refinancing at 75% releases £180,000, leaving £12,500 of your cash in the deal and £60,000 of retained equity.

After refinance the deal clears £135 a month — 12.9% on the cash still in. The uplift covers the works with margin, and the money released funds the next acquisition. On these figures we would pursue it.

An appraisal of the figures you entered — not financial advice.